Available to Families with portfolios in excess of $15,000,000

"5T Wealth is highly regarded for its investment results and level of commitment to its clients. Our clients understand that we manage their money like it was our own and that we care for them like they were members of our family."

From the 5T Wealth Mission Statement

Since our first day in 1998 we have viewed our clients as family members. That may be because so many of them had already been clients for many years when Paul Krsek was with Edward Jones. Most of that core clientele is still with us to this day.

We also understand that our client's total wealth is a composite of the total value they have created in the course of their lives through their business, family, community and spiritual connections and interactions.

Managing the total wealth and well being of a client family is the job of our Family Office Services team.

Services that we have provided to clients include:

• Coordination and management of relations with all other professional advisors including attorneys, accountants, insurance agents, realtors and bankers.
• Long term strategic financial and tax planning that includes periodic reviews and updates in order to measure progress and amend planning as life circumstances change. We do this planning independently or team up with the accountant of your choice, or our choice.
• Estate planning that includes considerations for multiple generations to ensure that the accumulated wealth is kept in the family. 5T works with law firms that we have screened over the past 20 years of practice in the Napa Valley and the Bay Area. Our clients sometimes have their own attorneys, but more often than not accept the recommendation of 5T when it comes to selecting the best estate planning attorneys. We work as a team with the attorneys we select. Once in place, estate plans are periodically reviewed and updated as life changes require.
• Business valuation and succession planning, reviewing or implementing buy-sell agreements and key-person life policies.
• Insurance and risk management planning including property and casualty, life, health, disability, long term care, umbrella liability. 5T Wealth does not sell insurance. We work for our client in establishing suitable amounts of insurance in these various areas and then bid out and negotiate for the best contracts for our clients. We also periodically review all coverage and premiums.
• Creation and monitoring of family partnerships.
• 5T Wealth has provided direct trustee services to clients. We have also acted as advisors in the selection, oversight and monitoring of outside trustees.
• Guidance related to direct charitable giving or establishment of charitable trusts and foundations. See our Charitable Services.
• Counseling on selection of private placement investment vehicles.
• Investment management services using 5T Wealth's very successful investment models. See our Portfolios.
• Consolidated monthly progress reporting and quarterly investment performance review using Schwab's Portfolio Center software, comparing investment performance to key benchmarks.
• Bill paying and accounting services, including all check writing, credit and debit card management, preparation and delivery of a monthly general ledger, cash flow statement and a comprehensive balance sheet for all accounts and asset classes representing your total assets, liabilities and net worth.
• Compilation of required data for annual tax preparation for personal, business, or private foundation accounts. Preparation of personal returns can be done internally and then sent to your trusted accountant for finalization and review as required. For our local clients this is performed by Brotemarkle, Davis & Co, LLP. See www.bdcocpa.com.
• Management of all legal, financial, tax and personal documents in secure client accessible files and vault.
• Private and mortgage banking coordinated with local or national banks.
• Assistance in property management including appraisals, surveys, well testing and maintenance, engineered sewer testing and maintenance, landscaping, remodeling, market analysis, hiring of realtors, negotiating of real property sales.
• Assisting and counseling the family through times of stress related to litigation.
• Hiring domestic help and caretakers, including employment agreements, salary negotiation and benefit structures.
• Finding lost assets. See our Wealth Management services.

5T Wealth accepts no outside compensation or referral fees from any professionals or service providers we might engage to facilitate completion of these services for our clients. We are paid directly for our time by our clients. Our schedule of fees is available on request.