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Investment Management

A style you may not be used to, but may really like

5T Wealth Management offers active portfolio management to our clients. We are not "advisors". We don't recommend stocks or bonds to you. We don't try to sell you anything. Clients who work with 5T Wealth have rejected the "advisor" business model.

We are not "managers of managers". In other words, we don't take in your money and then charge you a fee to farm it out to other managers. We manage your money ourselves.

Most of our clients hire us to manage their financial assets. But some have entered into a relationship with us so that we manage all of their wealth and focus on their entire well being. If you are interested in that concept visit our Family Office Services page.

We are not traditional "financial planners" or "asset allocators". While we firmly believe in long term strategic planning to accumulate and preserve wealth, we also believe that it makes sense to own things that are going up in value and avoid things that are going down in value. Therefore the portfolios we manage don't often reflect the traditional "asset allocation" strategies seen at so many other firms.

We treat our clients very differently. We are totally committed to them. Our mission statement says that we treat our clients like they were "members of our family". We live that every day and you can feel it if you visit our office. You can always sense it in the way we relate to you. Our entire team lives and breathes that mission.

Long ago we rejected Wall Street's business model in which shareholders are ranked number one in the pecking order. Taking care of shareholders in that model means trying to book profits in proprietary trading accounts, and given Wall Street's history, clearly taking too much risk to accomplish the task-and therefore often failing. Large institutional clients come next on the pecking order, and retail clients (like you) are considered somewhere down the ladder.

That is not the case at 5T Wealth. We have only one source of revenue and it is the fees our individual clients pay us. If you prosper, so do we. It is just that simple. Your interest is our interest.

Over the years we have developed seven different "model portfolios" that we offer to our clients. Each one of them is different and they are all described under their individual tabs in this section. A helpful guide can be found at "Help me choose".

They are all different, but they share very common characteristics. We learned long ago that all investors hate two things. They hate portfolio volatility. More simply stated, they don't like wild swings in value-unless the swing is up! They hate losing money. What a concept!

Since we work in a world with very few guarantees we don't always avoid losses. But the stated goal of all our models is to provide competitive rates of return with volatility that is much lower than most investor's experience. The good news is that we actually accomplish that goal over the years.

We are a unique shop, offering a scarce style of management that is grounded in simple principles. We are dedicated to protecting wealth; we minimize volatility; we work hard to make money for our clients.

For more information or to set up a meeting to invest in any of our models, please contact paul@5twealth.com or lee@5twealth.com.