Investing

We offer an investment style you may not be used to,
but you may really like!

We are active managers. We are not indexers. We believe in owning what is going up in value and avoiding things that are going down. Sometimes that is easier said than done, but it is at the core of what we do.

We have seen way too many “efficient market models” and “institutional models” fail investors because the advisor who implemented the strategy did not understand how their clients make financial decisions under stress.

We have watched some of the biggest institutions and endowments rethink their investment policies following the market meltdowns of 2000-2002, and more recently when markets collapsed in 2008-2009.

We learned long ago that all investors hate two things.
They hate portfolio volatility. They hate losing money.  

We also learned that many investors panic at just the wrong time and fail to take advantage of real opportunities that markets offer from time to time.

We are a unique shop, offering a scarce style of management that is grounded in simple principles. We are dedicated to protecting your wealth, minimizing volatility and seeking to grow your portfolio.


COMPLETE PORTFOLIOS

We are constantly monitoring our portfolios and reviewing them with our clients to make sure they perform as expected over their life expectancy.

Over the years we have developed several model portfolios that we manage internally. Each one has a different investment goal, for example “growth and rising income” or “capital preservation first and capital appreciation second”, or “returns that are totally uncorrelated to stocks and traditional bonds”. Some of our approaches are quite unique. Others are more common.  We often mix and match them to create a complete portfolio for clients.

We have spent decades looking for the best solutions to protect your wealth, minimize volatility and make money for you.

WE ALSO USE OTHER MANAGERS TO DIVERSIFY OUR CLIENT'S PORTFOLIOS

We also engage the services of sub-advisors who offer investment solutions that can vary significantly from our internal portfolio solutions. Through the use of sub-advisors, we are able to offer a broad cross section of strategies that we believe are the most effective for our clients over time.

We currently offer portfolio strategies through Fidelity’s Separately Managed Accounts platform and Kite Tax Lien Strategies.

WE OFFER RETIREMENT ACCOUNTS FOR BUSINESSES AND INDIVIDUALS

FOR BUSINESSES

  • Profit Sharing Plans

  • Defined Benefit Plans

  • 401 (K) plans

  • SEP IRAs

  • SIMPLE IRA

FOR INDIVIDUALS

  • IRAs

  • IRA Rollovers

  • Roth IRAs